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    Free. Email by default. We only call or text if you tick the box.

    Funding for rental hosts, venues and trades.

    What do you need?
    What is it for?
    Start my funding request

    No fee to you. Referral service, not a lender.

    Tell us what you need, once. We send one request to a funding marketplace. If a lender makes an offer, you see the cost in plain dollars before you decide.

    See what any offer really costs

    Many offers show a factor rate, not a price. Here is how to turn one into dollars.

    ExampleA 1.35 factor rate sounds like 35%. Here is what it is in dollars.

    The offer shows

    1.35

    A factor rate. It looks small.

    The cost in dollars

    $17,500

    On $50,000, paid back daily for 6 months. Estimated APR 125.9%.

    Try your own numbers.

    Move the amount, factor rate and months. The cost updates as you go.

    Open the full calculator

    Try it. Paid back daily.

    $50,000
    1.35
    6

    It costs

    $17,500

    125.9% APR

    APR stretches a 6-month cost over a full year, so short-term money always shows a high APR. Use it to compare offers side by side, not to judge this one alone.

    How it works

    1. Step 1: Tell us once

      A few questions about your business and what the money is for. No fee to you.

    2. Step 2: One request goes out

      If it looks like a fit, we send it to one funding marketplace and tell you by email.

    3. Step 3: You decide

      If a lender makes an offer, you see its cost in dollars and decide. Lenders set all terms.

    Already have an offer? Drop it in.

    Upload the PDF or a photo. We pull out the numbers and show the cost in dollars, then the terms worth asking about. The file is not stored.

    Example offer

    offer.pdf

    Purchase price
    $50,000
    Factor rate
    1.35
    Total payback
    $67,500
    Daily payment
    $536

    What it costs

    $17,500

    What we are, plainly.

    • A referral service, not a lender.

      We do not lend money or decide on requests.

    • Lenders set all terms.

      Rates, amounts and timing come from the lender. Ask the lender to confirm the total cost before you sign.

    • No fee to you.

      We may be paid by a marketplace if you choose an offer.

    • Email by default.

      We only call or text if you tick the box on the form.

    Free to ask. If an offer comes, you decide.

    Start my funding request

    Operator Funding Desk is a referral service, not a lender. Lenders set all terms. We may be paid by a marketplace if you choose an offer.

    Real estate requests are taken for property in Wyoming, Montana and Colorado only. Sales-based financing is not referred for businesses in Virginia, Connecticut, Missouri or Texas. General information, not legal, tax or financial advice.

    © 2026 Operator Funding Desk.